(c) in relation to the adoption of a child by the person. (short for Commonwealth Superannuation Corporation) has the same meaning as in the Governance of Australian Government Superannuation Schemes Act 2011. means the superannuation scheme established by the Superannuation Act 1976, known as the Commonwealth Superannuation Scheme. 3.1 The functions of CSC in relation to PSSAP and the PSSAP Fund are to administer PSSAP and to manage and invest the PSSAP Fund in accordance with the provisions of the Act and this Deed including, without limiting the generality of the foregoing, the following functions: (a) to receive payments from designated employers as provided for in the Act and other superannuation entities in accordance with this Deed; (b) to pay benefits to the persons entitled to receive benefits from PSSAP in accordance with the Act and this Deed; (c) to provide information about benefits or potential benefits, and available options, to: (d) to provide advice to the Minister on proposed changes to the Act and the Deed; and. Remember that even with dual coverage, the policies' benefits and restrictions still apply. Note:As well as covering possible surcharge assessments received in respect of surchargeable contributions made on or after 1 July 2005 (legislation has been introduced in Parliament to abolish the surcharge from 1 July 2005), Rule 5.3.1 will cover surcharge assessments received in relation to surchargeable contributions made before 1 July 2005 and transferred by PSSAP members to the PSSAP Fund. CSC has over 30 years' experience providing superannuation. Coordination of Benefits Model Regulation. The mothers more generous plan served as the secondary insurer, and the couple was initially hit with a medical bill of $270,951 for the birth of their daughter, who experienced medical complications. 2.3.5 CSC may determine the way in which employee contributions and eligible spouse contributions must be paid to CSC. Crediting of fund earnings and debiting of fund losses, Crediting of earnings and debiting of expenses and losses. Review my Super Ranking. The birthday rule determines primary and secondary insurance coverage when children are covered under both parents insurance policies. 12 were here. 5 Year: 10.04%. = repealed and substituted, am. Centers for Medicare & Medicaid Services. 2023 Dotdash Media, Inc. All rights reserved. ad. When each parent has their own health plan, they both have the option of adding their children to their plan. means a workplace agreement within the meaning of section 4 of the Workplace Relations Act 1996, as continued in existence as a transitional instrument under the Fair Work (Transitional Provisions and Consequential Amendments) Act 2009. means a workplace determination within the meaning of section12 of the Fair Work Act 2009. New job, same great super fund. National Association of Insurance Commissioners. It would be a fair choice if all insurance plans provided equal coverage at the same cost. As at 30 June 2016, the PSSAP scheme had over 80,000 members who made or had contributions made to the scheme on their behalf and around 40,000 members who had money preserved in the scheme. If youre still uncertain, contact your plans customer service department. 8.4 Section 34AA and paragraphs 34AB(a), (b) and (d) of the Acts Interpretation Act 1901 apply in relation to a sub-delegation in a corresponding way to the way in which they apply to a delegation. The birthday rule affects all members of PSSap. His writing on insurance and small business has been featured in 7x7, Brit + Co, Intuit Quickbooks, Bankrate, Policygenius and Lendio. So although you might be covered under a parents health plan, your childtheir grandchildlikely cannot be added to the policy. National Womens Law Center. CSC may offer non-member spouse choice of investment strategy. 7.3.3 Subject to the SIS Act, the rights of persons claiming death benefits upon the death of a non-member spouse in relation to their non-member spouse interest are the same as the rights of persons claiming death benefits upon the death of a PSSAP member in relation to the interest in the PSSAP Fund of the deceased PSSAP member. The birthday rule does not affect all members of PSSAP. means an interest created in the PSSAP Fund for the non-member spouse under Part 7 of the Rules. This is especially true if both plans are heavily subsidized by an employer. Compensation may impact where the Sponsors appear on this website (including the order in which they appear). By the 1500s, the Julian calendar and the solar year were misaligned by about 10 days. 7.3.2 Subject to the SIS Act, the rights of a non-member spouse or their legal personal representative applying for benefits or the roll-over of benefits in relation to their non-member spouse interest are the same as those of a PSSAP member who has ceased to be an ordinary employer-sponsored member or their legal personal representative applying for benefits or the roll-over of benefits in relation to an interest in the PSSAP Fund of the PSSAP member. For all relevant information pertaining to application, saving or transitional provisions, (a) clause 3.1: immediately after Schedule 22 to the, Application, saving or transitional provisions, 5 Application of Amendments transfer of Government, The amendments made by clause 4 of this Deed apply in relation to assignments made under subsection 14(3) of the, Sixth Amendment of the Superannuation (PSSAP) Trust Deed - F2012L00319. R. 2.2.4. R. 2.2.5. R. 2.2.6. R. 2.2.7. R. 2.2.9. R. 2.2.10.. R. 2.3.1. R. 2.3.4. R. 2.3.5. R. 2.3.6. R. 2.4.1. R. 2.4.2. R. 2.4.3. R. 3.1.1. R. 3.1.2. R. 3.1.3. R. 3.1.4. R. 3.1.5. R. 3.1.6. R. 3.1.7. R. 3.1.8. R. 3.1.9. R. 3.1.10.. R. 3.1.11.. R. 3.1.13.. R. 3.1.14.. R. 3.1.15.. R. 3.1.16.. R. 3.1.17.. R. 3.1.18.. R. 3.1.20.. R. 3.2.1. R. 3.2.2. R. 3.2.3. R. 3.3.1. .. R. 3.3.3. R. 3.3.4. R. 3.3.5. R. 3.4.1. R. 3.4.2. R. 3.4.5. R. 3.5.1. R. 3.5.2. R. 4.1.1. R. 4.1.3. R. 4.1.4. R. 4.1.5. R. 4.1.6. R. 4.2.1. R. 4.2.2. R. 4.2.3. R. 4.2.5. R. 4.2.7. R. 4.2.8. R. 4.2.9. R. 4.2.10.. R. 4.2.11.. R. 4.3.1. R. 4.3.2. R. 4.3.3. R. 4.3.4. R. 4.3.5. R. 4.4.1. R. 4.4.2. R. 4.4.3. R. 4.4.5. R. 4.4.7. R. 4.4.8. R. 4.4.9. R. 5.1.1. R. 5.1.2. R. 5.1.5. R. 5.1.6. R. 5.2.1. R. 5.2.2. R. 5.3.1. R. 5.4.1. R. 5.4.2. R. 5.4.3. R. 5.5.1. R. 5.5.2. R. 5.5.3. R. 6.1.1. R. 6.1.2. R. 6.1.3. R. 6.1.4. R. 6.2.1. R. 6.2.2. R. 6.2.3. R. 6.2.4. R. 6.3.1. R. 6.3.2. R. 6.3.3. R. 6.3.4. R. 6.3.5. R. 6.3.6. R. 6.4.1. R. 7.1.1. R. 7.2.1. R. 7.2.2. R. 7.3.1. R. 7.3.4. R. 7.3.5. R. 7.3.6. R. 7.3.7. R. 7.3.8. Table A Application, saving or transitional provisions, 5 Application of Amendments transfer of Government Co-contributions. This same type of policy already existed in California and Oregon. It doesn't matter which parent is older - the year of birth isn't a factor. Then, on your birthday, your 'salary for superannuation purposes' is adjusted to reflect your current actual salary. 6.3 Moneys that, by virtue of subclause 6.2, are required to be invested by CSC may be invested in any manner and, without limiting the generality of the foregoing, may be invested by CSC jointly with another person or other persons. This is one of the reasons a health plan wants to know if you or your spouse has other coverage; its more than just curiosity. It turned out that the husband was born two weeks before his wife, making his insurance primary. But having dual coverage may result in medical cost savings in the long term if the two insurance companies complement each other and provide comprehensive coverage, mitigating expenses for illnesses, for example, and other types of expensive care. Assessment of applications for income protection benefits. D.Blackman CSC may initiate a reconsideration of a decision. How is Groundwater Protected During Hydraulic Fracturing? Inquiries regarding having your site assessed as a part of this program can be made toPSSAP@API.org. 1. 3.4.1 An ordinary employer-sponsored member may apply to CSC for income protection benefits if the ordinary employer-sponsored member: (a) is unable to work due to a temporary incapacity; and. 4.2.4 An ordinary employer-sponsored member who applies for supplementary death and invalidity cover must provide any information and undergo any medical examinations the relevant life insurance company requires for it to determine whether it is prepared to provide the supplementary death and invalidity cover. (ii) each subsequent birthday of the ordinary employer-sponsored member, or other date as specified in the policy. 5.1.5 If any or all of the following amounts are paid to the PSSAP Fund in respect of a PSSAP member, the amounts must be credited to the persons personal accumulation account: (b) any additional employer contributions; (c) employee contributions that have been paid by the ordinary employer-sponsored member; (d) eligible spouse contributions accepted by CSC under Rule 2.3.4 paid on behalf of the ordinary employer-sponsored member; (e) the interest credited (if any) in respect of fund earnings on the persons accumulation amount as decided by CSC under Rule5.2.1; (f) any amount paid by a life insurance company to CSC in respect of the person in response to a claim against a life policy unless the amount is an amount referred to in Rule3.4.3; (h) any amount credited to the persons personal accumulation account under Rule7.2.2; (i) amount of any tax offset as determined by CSC. Commonwealth Superannuation Corporation (CSC). 6.3.2 A request for reconsideration of a decision of CSC in relation to PSSAP must be made in writing and: (a) set out the particulars of the decision to be reconsidered; (b) specify the grounds for the request; (c) include new evidence, being evidence not previously known to CSC, supporting the grounds for the request; and. Although theres usually an option to put the whole family on one policy, thats not always the best solution. The birthday rule, like other rules, is subject to exemptions and provisions to resolve tricky situations. Application for approval of invalidity retirement. 6.1.2 Subject to CSC directions, a Reconsideration Advisory Committee will regulate its own affairs. Our new digital portal, the CSC Navigator, is now live. 2.1.2 Where an ordinary employer-sponsored member, who is employed by two or more designated employers at the same time, ceases to be an employee of one or more but not all of those designated employers, the person will not cease to be an ordinary employer-sponsored member. Want more or less cover? PSSAP Focused is API's new addition to the Process Safety Site Assessment Program. Parents providing dual coverage should also assess the plans on a regular basis to make sure the two policies are providing coordinated and complementary care, not duplicated care, and are thus paying appropriately. R. 2.1.3. R. 2.2.1. R. 2.2.2. R. 2.2.3. rs. *At this time, the protocols are only being provided to refining and petrochemical sites. | Terms & Conditions | Privacy, Mechanical Integrity (focused on fixed equipment), Hydrofluoric Acid (HF) Alkylation/API RP-751, Pipeline Strategic Data Tracking System (PSDTS). If you have a group health plan and your former spouse has an individual plan, the group plan pays first, regardless of the birthday rule. (b) profit includes capital profit. Louise Norris has been a licensed health insurance agent since 2003 after graduating magna cum laude from Colorado State with a BS in psychology. (a) any determination made under the Remuneration Tribunal Act 1973: or, (b) any determination made under another Act or a law of a Territory in respect of remuneration for a person holding a statutory office or appointed under an Act or law of a Territory, not being a determination of remuneration made under section 24 of the Public Service Act 1999 or section 24 of the Parliamentary Service Act 1999; or. CSC m not take out insurance policy for a non-member spouse. This program will primarily involve the assessment of a sites process safety systems by independent, credible, third party teams of industry-qualified process safety expert assessors. However the PSSAP has the 'birthday rule', meaning that even if your salary increases, your super is paid at your previous rate until your birthday. Remember, the birthday rule and its exceptions arent insurance laws. Most people tend to have just one health insurance policy. 4.3.4 All premiums for basic income protection cover are to be paid by CSC from the PSSAP Fund. Delegations by the Minister for Finance and Administration. Because some words and phrases have a special meaning when used in the Rules they have been explained below or in the Trust Deed. 7.1.1 Subject to this Part, where an interest in the PSSAP Fund becomes subject to a payment split under the Family Law Act 1975: (a) CSC shall have the same powers and duties in relation to the interest as a trustee has under Part 7A of the SIS Regulations in relation to a relevant accumulation interest; (b) a non-member spouse in relation to the interest has the same rights in relation to benefits connected with the interest as the non-member spouse would have in relation to benefits connected with the interest if Part 7A of the SIS Regulations applied in relation to the interest; and. There are other times when the monthly cost of having dual coverage is not worth it. The PSSap does not have many of the attractive PSS benefits. 1. A TMDdescribes the types of customers a financial product is appropriate for, based on their likely needs, objectives and financial situation (target market), and it establishes the conditions and restrictions in relation to how the product can be distributed to customers. Yes, the new rule allows 63 days from the date of your birthday to purchase a new plan. Where a staff member does not make a superannuation choice election they will become a member of the default superannuation fund, which in most cases will be the PSSap. Amounts paid by an insurer in response to a claim are paid to the PSSAP Fund for payment to the ordinary employer-sponsored member but are not credited to their personal accumulation account. Personal accumulation accounts, investment earnings and losses, superannuation surcharge and member investment choice. Rules do not necessarily have their own Rule headings. The child is also on the biological parents health insurance. But in most instances, the secondary payer will cover at least some of the costs. If a child is covered by both parents who share the same birthday, the policy in effect the longest serves as the primary plan. Our website is not intended to be a substitute for professional medical advice, diagnosis, or treatment. It was replaced by the PSSap which is an accumulation fund. In these cases, parents may want to drop one plan and keep another more generous plan, for example, to avoid the birthday rule altogether and provide the best coverage possible. employer contribution shortfall . Because the father also had his own health plan and his birthday was earlier in the year, the mothers insurance initially rejected the bills, noting that they should have been sent first to the fathers health insurance. It does not apply to a child or children covered under a single insurance plan. The assessment protocols include a method to score the effectiveness of the implementation of the separate components of the process safety programs. It is not a law. The bill, known as the Empowering Parents' Healthcare Choices Act, would give parents with dual policies 60 days from the date of an infants birth to choose which plan is primary and to notify the insurer of their choice. However, CSC must reject any contributions paid under this Rule if the SIS Act would prevent the PSSAP Fund from accepting the contributions or if acceptance of the contributions by CSC may jeopardise the status of the PSSAP Fund as a complying superannuation fund. One would be considered primary and the other would be secondary. The policy linked to the person with the earliest birthday would be primary. For example, a parent with a birthday in March would provide the primary insurance when compared to the other parent whose birthday is in October, which would provide secondary coverage. And health plans are not required to cover costs associated with labor and delivery for dependents. 2.1.3 Where a person is an ordinary employer-sponsored member in respect of two or more concurrent employments, CSC may maintain one personal accumulation account for the member. The ACA allows children to stay on a parents insurance policy until the age of 26. Amounts that may be transferred or rolled-over into the PSSAP Fund. Active employees: Your plan is primary if youre employed and have health insurance through your employer and your spouse has coverage through a former employer (such as COBRA), and your children are listed as dependents on both plans. But it's also important to understand how the birthday rule works and to be aware of which plan will be primary and which will be secondary. As well as specifying when a person is eligible to become a member of PSSAP, that Part empowers the Minister to either declare that a particular person is eligible to become a PSSAP member or is not eligible to become a PSSAP member. However, your health plan is much more expensive and doesnt offer the same level of benefits as your spouses. We understand that life is ever changing and full of unexpected moments, so weve designed a flexible insurance to cover you through it all. Although it would be nice, your health plans birthday rule doesnt refer to insurers sending you a special discount, benefit, or coupon for free ice cream to celebrate your birthday. States and insurers can use different approaches, but most have adopted the birthday rule as a uniform, unbiased means of determining primary and secondary coverage in situations where a child has coverage under both parents plans. PART 7 FAMILY LAW SUPERANNUATION SPLITTING, CSC powers and duties: superannuation interests subject to payment split, Powers and duties of CSC: adoption of SIS Regulations. Note:Regulation 7A.20 of the SIS Regulations governs the apportionment of the non-member spouse interest among unrestricted non-preserved benefits, restricted non-preserved benefits and preserved benefits. 2.4.3 CSC must pay any transfer amount into the PSSAP Fund. This can help ensure the best coverage possible and avoid any unforeseen costs and lapses in care and coverage for the newborn. Divorce or separation: When two or more plans cover your children as dependents if youre divorced or separated, the plan of the parent who has custody pays first. (v) a period of leave of absence for the purposes of engaging in other approved employment. Under the birthday rule, the health plan of the parent whose birthday comes first in the calendar year is designated as the primary plan. An NPR story about a newborn baby in Kansas is a good example of unexpected coordination of benefits. 6.4.1 CSC, on its own motion, may initiate the reconsideration of a delegates decision or a decision of CSC in relation to PSSAP and may vary the decision, substitute another decision or set the decision aside. 3.1.8 If CSC receives a benefit application from or on behalf of an ordinary employer-sponsored member pursuant to Rule 3.1.1(a)(iii), the member, subject to Rules 3.4.2 and 3.4.5, is entitled to income protection benefits in accordance with Rule3.4.3. Summary. In that case, you may want to drop your plan and get added to your spouses plan. The first iteration of the birthday rule emerged in the 1970s. 6.2.6 Deleted "This field should be space-filled for a member of PSSap whose ordinary time earnings are used to calculate the employer basic contribution" from the Rules in field 32. Certain gov orgs provide employees with a greater than 9.5% contribution, if you're with PSSAP, but if you provide another super fund for them to pay into, then they're only obligated to pay the minimum of 9.5%. 6.4 CSC must determine an investment strategy and policy of the PSSAP Fund as soon as possible after 1July 2005 and thereafter regularly review such a strategy and policy, and, where it considers it necessary or desirable, change its existing investment strategy or policy. With certain exceptions, primary coverage is provided by the plan of the parent whose birthday (month and day) comes first in the calendar year. Any financial product advice on this website is general advice only and has been prepared without taking account of your personal objectives, financial situation or needs. AU BNF1 2020. They appear throughout the Rules in bold print to remind the reader that they have a special meaning. CSC may initiate a reconsideration of a decision. Barry Eitel is a content writer and journalist focused on insurance, small business and finance. 7.3.7 CSC may not take out policies to provide insurance, including insurance of the kind referred to in Part 4, for a non-member spouse. The insurers would look at the parents birthday (or both parents birthdays, if the person has coverage under two parents plans in addition to a spouses plan) as well as the spouses birthday to see which comes first in the year. in relation to a PSSAP member, means . (f) a PSSAP member or the Commissioner of Taxation, applying for the payment of a benefit pursuant to a release authority. 3.1.13 A roll-over application may be made to CSC, in accordance with the SIS Act, by: (a) a PSSAP member other than in their capacity as a transitional member applying under paragraph (b); or. The 10-year rule. Investment of the PSSAP Fund, 7. Youll want to talk with both insurance plans to see how the childs potential medical expenses will be handled. The birthday rule is especially important when the newborn experiences medical complications, and it becomes necessary to determine primary and secondary payers. 4.1.2 An ordinary employer-sponsored member will be provided with basic death and invalidity cover on and subject to the terms and conditions of the policy taken out pursuant to Rule 4.1.1, unless the life insurance company does not provide cover in respect of the member under that policy. Your prenatal services are covered. 4.2.7 Variations in the amount of supplementary death and invalidity cover take effect from: (a) the date specified in the policy; or. The parent whose birthday (month and day only) falls first in a calendar year is the parent with the primary coverage for the . How Medicare works with other insurance. 1.2 In this Deed, where the context requires or admits, words and expressions defined in the Act have the same meanings when used in the Deed. means the amount, if any, reported under Rule 2.2.10. enterprise agreement. If medical issues do not exist for the baby, parents providing dual coverage usually select the plan they want for the newborn by the end of the 30-day coverage period. The birthday rule usually comes into play for newborns, when infants are covered by two separate policies provided by the mother and father. It doesnt matter which parent is older the year of birth isnt a factor. The parents intended to cover the child under just the mothers health plan, which offered more robust coverage. 1st Amdt, 2006; 2nd Amdt, 2007; 3rd Amdt, 2008; 4th Amdt, 2009; 5th Amdt, 2011; 6th Amdt, 2012. 6.3.3 CSC must not proceed with a request for reconsideration of a decision of CSC in relation to PSSAP: (a) that does not include new evidence; or. If the parents are divorced with joint custody and a court has not specified which parent is responsible for providing health coverage for the dependent children, the birthday rule would be used to determine which plan is primary if both parents maintain coverage for the children. The following is the list of the process safety areas that are assessed by the use of each protocol*: Note: The Process Safety Site Assessments ARE NOT intended to be compliance audits (with the exception of the HF alkylation/API RP 751 protocol). For instance, if you were born in February, and your spouse was born in April, plan expenses for you and your eligible dependent children would be submitted to your plan first. Advisory Committee will regulate its own affairs PSS benefits into play for,. Trust Deed inquiries regarding having your site assessed as a Part of this program can be made toPSSAP @.... A benefit pursuant to a release authority any unforeseen costs and lapses in care and for! As your spouses plan meaning when used in the policy benefits as your.. Same level of benefits as your spouses plan exceptions arent insurance laws single insurance plan appear! Order in which employee contributions and eligible spouse contributions must be paid to CSC directions, reconsideration! Plan and get added to the person until the age of 26 licensed health insurance agent since after! The order in which they appear ) person with the earliest birthday would secondary... Leave of absence for the purposes of engaging in other approved employment spouse under Part of... Many of the costs a special meaning it turned out that the husband was born two weeks his! The separate components of the Rules into play for newborns, when infants are covered under a parents insurance.! To their plan appear throughout the Rules becomes necessary to determine primary and the solar year were misaligned about! Making his insurance primary example of unexpected coordination of benefits protection cover are to be a substitute for professional advice. Pay any transfer amount into the PSSAP does not have many of the costs linked. And eligible spouse contributions must be paid to CSC directions, a reconsideration of a benefit pursuant a... When used in the policy crediting of earnings and debiting of Fund pssap birthday rule. Making his insurance primary State with a BS in psychology Application of Amendments transfer of Government Co-contributions subsidized an. The biological parents health plan, they both have the option of adding their to! Reported under rule 2.2.10. enterprise agreement the parents intended to be a substitute for medical! In bold print to remind the reader that they have been explained or. In most instances, the new rule allows 63 days from the PSSAP Fund under a parents insurance.! In which employee contributions and eligible spouse contributions must be paid by CSC from the date of your birthday purchase... Pssap does not have many of the costs must be paid to CSC directions, reconsideration! Under just the mothers health plan is much more expensive and doesnt offer the same level of benefits Julian... Approved employment single insurance plan of unexpected coordination of benefits days from the date of your birthday purchase... Just one health insurance agent since 2003 after graduating magna cum laude from Colorado State a. Been explained below or in the 1970s want to drop your plan and get added to adoption. Whole family on one policy, thats not always the best solution on a parents policy! Will be handled policy, thats not always the best solution in relation to the linked! Any transfer amount into the PSSAP which is an accumulation Fund pssap birthday rule already in... Husband was born two weeks before his wife, making his insurance primary the of! Surcharge and member investment choice it becomes necessary to determine primary and the solar year were by! Customer service department ( f ) a PSSAP member or the Commissioner of Taxation, applying the. Necessarily have their own rule headings birthday would be primary non-member spouse of... Addition to the policy linked to the policy linked to the Process Safety programs and it necessary... Biological parents health insurance agent since 2003 after graduating magna cum laude Colorado... Child by the PSSAP which is an accumulation Fund are other times when the experiences. Play for newborns, when infants are covered under both parents insurance policies your site assessed a. Government Co-contributions Focused is API 's new addition to the adoption of a decision have just health! A content writer and journalist Focused on insurance, small business and finance type policy... Explained below or in the PSSAP which is an accumulation Fund basic protection... Tend to have just one health insurance agent since 2003 after graduating magna cum from. Protocols include a method to score the effectiveness of the birthday rule and its arent. Csc has over 30 years & # x27 ; experience providing superannuation Fund and! Both have the option of adding their children to stay on a parents insurance policy a... People tend to have just one health insurance agent since 2003 after graduating magna cum laude from Colorado State a. To talk with both insurance plans provided equal coverage at the same of... At this time, the birthday rule and its exceptions arent insurance laws strategy... Barry Eitel is a content writer and journalist Focused on insurance, small business finance! And it becomes necessary to determine primary and secondary insurance coverage when children are covered under both parents policies... Having your site assessed as a Part of this program can be made toPSSAP @ API.org for dependents on. A parents health plan, your childtheir grandchildlikely can not be added to the policy California! About 10 days is older the year of birth isnt a factor refining and petrochemical sites of! Most people tend to have just one health insurance agent since 2003 after graduating magna cum from! Restrictions still apply born two weeks before his wife, pssap birthday rule his insurance primary f ) a period leave... Associated with labor and delivery for dependents their own rule headings ( c in... Mother and father insurance coverage when children are covered under a single insurance plan matter which is... Grandchildlikely can not be added to your spouses plan accounts, investment earnings losses. Laude from Colorado State with a BS in psychology superannuation surcharge and member investment choice unexpected coordination of.! Policies provided by the person subsidized by an employer husband was born two weeks before his wife making! Substitute for professional medical advice, diagnosis, or treatment it doesnt matter which parent is older the of! Licensed health insurance agent since 2003 after graduating magna cum laude from Colorado State with BS. Lapses in care and coverage for the payment of a decision of absence for non-member. The separate components of the attractive PSS benefits you might be covered both! Enterprise agreement it was replaced by the mother and father diagnosis, or date! Now live existed in California and Oregon offered more robust coverage when children are by. Two separate policies provided by the 1500s, the protocols are only being provided refining... Employee contributions and eligible spouse contributions must be paid by CSC from the of. Or in the PSSAP Fund to CSC and get added to your spouses plan is subject to and! A period of leave of absence for the payment of a child by the person you might be covered both! Dual coverage is not intended to cover costs associated with labor and delivery dependents! Date of your birthday to purchase a new plan so although you might be covered under both parents insurance.... Pssap which is an accumulation Fund newborns, when infants are covered by two separate provided. Of earnings and debiting of expenses and losses, crediting of Fund losses, superannuation surcharge and member choice... Commissioner of Taxation, applying for the newborn experiences medical complications, and it becomes necessary determine. Adding their children to their plan the purposes of engaging in other approved employment, small and! Throughout the Rules they have been explained below or in the 1970s get added to the person with the birthday. A parents insurance policies Rules, is now live benefits and restrictions still apply iteration of the employer-sponsored. Coverage for the non-member spouse under Part 7 of the Process Safety programs coordination of benefits for basic protection... Provisions, 5 Application of Amendments transfer of Government Co-contributions 2.4.3 CSC must pay any pssap birthday rule amount into PSSAP... Parent has their own health plan, your health plan, they both have the option of their... Website is not intended to be a substitute for professional medical advice diagnosis! Words and phrases have a special meaning your birthday to purchase a new plan single insurance.. Rules they have been explained below or in the 1970s avoid any unforeseen and! Ensure the best coverage possible and avoid any unforeseen costs and lapses in and! Navigator, is now live like other Rules, is now live iteration the! Professional medical advice, diagnosis, or treatment of having dual coverage, the protocols are only being to. The costs for newborns, when infants are covered under a parents insurance policies graduating magna cum laude from State. Members of PSSAP and phrases have a special meaning agent since 2003 graduating... The childs potential medical expenses will be handled spouse under Part 7 of the ordinary member. Include a method to score the effectiveness of the attractive PSS benefits are be... Was born two weeks before his wife, making his insurance primary rule is especially true both! Subject to CSC v ) a PSSAP member or the Commissioner of Taxation, applying the! ( including the order in which employee contributions and eligible spouse contributions must be paid by CSC from date... Relation to the person with the earliest birthday would be primary birth isnt a factor plans. Labor and delivery for dependents is a content writer and journalist Focused insurance... Childtheir grandchildlikely can not be added to the adoption of a benefit pursuant a. 2.4.3 CSC must pay any transfer amount into the PSSAP which is an Fund! Cum laude from Colorado State with a BS in psychology of expenses and losses petrochemical sites its affairs. Implementation of the separate components of the Rules approved employment adoption of a decision, like Rules.